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scholarships Information

  • Parent Loans
    Author: Vanessa McHooley
    Parent Loans
    If you are entering college soon, but have no idea how you are going to pay for anything from books to your actual tuition fees, chances are that you are going to be relying upon your parents in some way, shape, or form. For most first-time college undergraduates, college or university tuition is either paid through grants, because parents’ financial information allows the use of grants, scholarships, because of academic or athletic prowess, or loans, because students can not pay for college or a university outright.

    Understanding The Role of Parent Loans
    Few college students have established any amount of credit prior to college, so it is important that potential college students and the parents of these students understand the options at hand regarding the usage of parents’ credit for obtaining college loans. First and foremost, however, you must remember that not all parents of college students have good credit to their names. If your parents do not have good credit, you may face troubles getting any company to give you a loan for college. Therefore, it may be required of you to obtain a grandparent, family friend, or other relative, who is then willing to cosign for you and your parents regarding a college loan. Be prepared to pay back these loans after college, however, as you are putting others at risk who may have cosigned for you if you do not pay back your loans!

    Types of Parent Loans
    Once you have determined your parents’ credit and their willingness to help you pay for college through loans, you must then find a loan. One option that you have is through a bank or other financial institution. Most institutions have some type of loan available to parents and students wishing to pay for college. Another great option is the Federal PLUS loan, available through the U.S. Department of Education. Simply fill out an application for this PLUS loan through your school’s financial aid office, and you can receive financial aid up to any amount left uncovered by other financial aid. Whatever you decision is, be sure that you and your parents discuss your loans options beforehand, and make sure that you have a plan for repaying these loans once college ends.

    This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Parent Loans at http://www.NextStudent.com .


    About the Author

    My goal is to help every student succeed - education is one of the most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.

    ...

     

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    FastWeb, the Internet's leading scholarship search, helps people find valuable scholarship money to pay for college or an advanced degree. Recommended by more than 18,000 guidance counselors and financial aid officers, FastWeb is the most trusted education resource online.
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    12. Scholarships and Grants
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    You can use this site to search through thousands of scholarships and grants, many of which are ... ... You will have access to both UNCF administered scholarships and scholarships administered by other ...
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    SCHOLARSHIPS AND GRANTS Monash University offers a comprehensive range of scholarships for Australian citizens, permanent residents and international students interested in undertaking a postgraduate ...
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    25. Scholarships for Military Children
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    27. Learn & Serve America
    ... and Serve America Programs > Presidential Freedom Scholarship The Presidential Freedom Scholarships promote student service and civic engagement. These scholarships, funded in part by the ...
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